Our Consumer Protection Services

We meticulously analyze your credit reports from Equifax, Experian, and TransUnion to identify errors, outdated information, and unverifiable items. We then craft and send formal dispute letters on your behalf, ensuring compliance with the Fair Credit Reporting Act (FCRA).

If you are facing abusive, deceptive, or unfair debt collection practices, we can help. We leverage the Fair Debt Collection Practices Act (FDCPA) to stop harassment, validate debts, and, if necessary, take legal action against offending collection agencies.

Victims of identity theft face a daunting recovery process. We provide comprehensive support to place fraud alerts, remove fraudulent accounts, and restore your good name and credit score, working with law enforcement and financial institutions.

Erroneous public records, such as incorrect judgments, liens, or bankruptcy filings, can severely damage your credit. We work to identify and correct these high-impact errors to clean up your credit history.

Credit bureaus and data furnishers must follow strict rules under the FCRA. If they fail to correct errors after a proper dispute or violate your rights in other ways, we can pursue legal damages on your behalf.

Beyond direct intervention, we believe in empowering our clients. We offer counseling and educational resources to help you understand your credit, manage your finances, and protect your rights in the future.